Free Tool

NJ Mortgage Calculator

Estimate your monthly payment for any New Jersey home. Defaults use the NJ statewide average property tax rate (~2.2%) — your actual town's rate may vary. Want exact numbers? Ask Preeti.

$650,000
20%
6.75%
30
2.2%
$1,500

Estimated Monthly Payment

$4,689

Principal & Interest$3,373
Property Tax$1,192
Homeowners Insurance$125

Loan Amount$520,000
Down Payment$130,000

Estimate only. Does not include HOA, PMI, or closing costs. Always confirm with your lender.